Direct Line Home Insurance

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Home & Contents Insurance Offers!
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £115 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. Personal claims handler to look after you. 24/7 UK emergency helpline. 25% online discount for new customers
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
Prices from over 55 brands
Special Features
Save up to 41%*
100% independent

Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation
*T&Cs apply
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance


Direct Line Home Insurance

Policy Features:

  • Free 24/7 UK emergency
  • UK based 24-hour call centre
  • You can choose how your policy pays out
  • You can choose between cash or brand new replacement items.
  • No mid-term amendment fee if you need to make a change to your policy
  • Home emergency is included as standard

They offer three tiers of service: Home Insurance, Home Insurance Plus and Select Premier. Select Premier offers all of Home Insurance Plus but with extra personalised features and a policy which includes your home, cars and pets.

Home Insurance

  • Buildings Insurance – up to £1 million cover
  • Contents Insurance – Up to £50,000, UK only (For worldwide insurance, they offer a Select premier option) You can add on optional extra coverage to this plan. This includes items such as: legal expenses, personal possessions, accidental damage, family legal protection  etc

Home Insurance Plus

  • Building Insurance  with unlimited cover
  • Contents Insurance – Up to £1,000,000, UK only (For worldwide insurance, they offer a Select premier option)
  • An emergency plumber within 3 hours, With Direct Line Home Plus
  • Personal Possessions – Included for up to 60 days worldwide
  • Accidental Damage cover
  • Legal expenses Cover
  • Home emergency included, up to £500
  • Annual travel insurance

Overall: Directline offer a good deal on home insurance. The online discount deal makes for an attractive incentive and the included home emergency plan sets it apart from many other providers.

Choosing Home Insurance

When you’re choosing your home insurance, there are many things to consider.

We’ve narrowed down some of the key elements of home insurance which you should be looking for.

Is your property specialist? – If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover.

  • Do you need buildings and content cover? – It’s generally advised that you take out both but it does depend on your individual circumstances.
  • Make sure the policy provides enough cover for you – All policies have their limits and it’s wise to make sure that your home is covered for the rebuild value rather than the market value. Cost your contents to make sure the policy will be enough to cover it all, most people vastly underestimate how much their home contents are worth.
  • What is New for Old and do I need it? – New for Old cover for your possessions is worth considering, it’s offered as standard in many contents policies now. It simply means that you will receive a similar but new product to the old item, rather than the value of the old one.
  • What excess are you able to pay? – Many home insurance policies come with excess charges, both voluntary and compulsory, so make sure your chosen provider’s excess policy works for you.Customers could save up to £116 with Direct Line Buildings and Contents Insurance (10% of consumers could achieve this saving with Direct Line Buildings and Contents Insurance. Based on online independent research by Consumer Intelligence during 01 August – 31 August 2016). Underwritten by U K Insurance Limited.

What is Home Insurance?

Home Insurance is a way to be financially prepared for any emergencies which befall your home or possessions. This can include, fires, theft, adverse weather damage, burst pipes etc. These are not things we are expecting but do happen, so it’s good to be prepared.

You can take out buildings and contents insurance separately or as a joint plan. Most insurance companies now offer a host of extras, some included as standard and some as optional extras. These options can include plans such as: emergency cover, legal protection, outdoor content coverage, and many more.