RAC Home Insurance

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Insurance Offered
Compare over 40 UK home insurance providers
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Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
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Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

RAC Home Insurance

There are two kinds of home insurance, buildings and contents. Buildings insurance will cover the structure of your home, usually including the walls, roof, floors, doors and windows, so you could be eligible to make a claim if damage occurs to any of these.  It also often includes permanent fixtures, such as bathroom suites, kitchen units and in-built wardrobes, as well as outbuildings like garages, sheds and greenhouses.

Contents insurance will take care of the things that aren’t part of the structure of your home, usually including: Furniture, electronics, jewellery, freezer contents, carpets and curtains, and clothing. However, it does not cover wear and tear, intentional or accidental damage or damage caused by your pets.

RAC Home Insurance Review

  •  Up to £75,000 alternative accommodation if your home isn’t safe to live in due to an insured event
  •  Up to £5,000 cover for contents temporarily removed from your home when attending university or college
  •  Up to £1,000 per claim on outside contents including garden furniture and BBQs that are stolen or damaged
  •  Up to £5,000 cover for trace and access of leaks
  •  Up to £500 replacement locks and keys for your property
  •  New for Old cover, this mean that if you make a claim, they will replace lost, stolen or damaged items with a like-for-like new item
  •  Flexiable payment options
  •  UK based call-centres

Optional add-ons:

  • Home Assistance Cover for emergency repairs, including: plumbing, electrics, pest control, drains, gas supply, boiler and heating and security.
  • Family Legal Protection, including: £50,000 worth of financial support per insured incident for your legal costs, confidential legal helpline 24/7, assistance to cover loss of earnings and damage to your personal belongings.
  • Keycare Cover, including: – Approved locksmiths to help you get back in to your home and cover of up to £1000 per year, access to an emergency 24/7 helpline, all keys covered, a free key fob which help RAC return your keys to you.