Sainsbury’s Home Insurance

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Home & Contents Insurance Offers!
Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 25% online discount for new customers
Alternative Accommodation
Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

*T&Cs apply

Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Escape of water cover as standard. Churchill wont just cover the costs of finding the leak but also sort the damage it causes*. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*Buildings cover required. Policy limits and £450 Escape of Water excess apply. Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Get a quote and enjoy a free Costa Coffee with Age Co Home Insurance (Ts & Cs apply)
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Home & Contents Insurance Offers

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Sainsbury’s Home Insurance

Sainsbury’s offer a range of home insurance options through Sainsbury’s Bank. These include buildings insurance, contents insurance and joint buildings and contents insurance. They also offer a number of optional extras to help you build a comprehensive home insurance policy that gives you everything you need for complete peace of mind.

Choosing a Sainsbury’s home insurance policy

Sainsbury’s offers two levels of insurance: Standard and Premier. Sainsbury’s Premier cover has been awarded a 5 star rating by Defaqto.

Sainsbury’s offers a range of incentives for new customers:

  • Up to 35% introductory discount for nectar card holders
  • If you take out a combined policy then they will give you a shopping voucher to spend at Sainsbury’s
  • If you take out a combined purchase then you will receive double nectar points on Sainsbury’s shopping and fuel for a year

Sainsbury’s Buildings Insurance

Standard: Up to £1 million of buildings cover

Premier: Unlimited Buildings cover

Both levels offer:

  • Alternative accommodation if your home becomes inhabitable
  • Loss or theft of keys
  • Trace and access to help you locate leaks within your home

Sainsbury’s Contents Insurance

Standard: Up to £50,000 of contents cover

Premier: Up to £100,000 of contents cover

Both levels offer:

  • Cover for digitally downloaded information, such as films, games and music
  • Cover for garden items such as furniture, gates, BBQs and lawnmowers
  • Student belongings while your child is living away at home

Optional extra cover

As well as the standard protection offered with Sainsbury’s home insurance policies, you can also choose from the following add-ons for an additional fee:

  • Accidental damage cover (for both buildings and contents)
  • Home emergency cover (e.g. for boiler breakdowns or burst pipes)
  • Personal possessions cover (protects your valuables outside the home)
  • Key cover (replacement for lost or damaged keys and locks, plus locksmith charges)

Questions to ask when choosing home insurance

When you’re choosing your home insurance, there are many things to consider. We’ve narrowed down some of the key elements of home insurance which you should be looking for.

Do they offer enough cover for you needs?

Do you need building and contents insurance? It’s generally advised that you take out both but it does depend on your individual circumstances.

You should also make sure your home is covered for the rebuild value rather than the market value. Additionally, many people underestimate the value of their possessions, so be sure to carefully cost your contents to make sure the policy will be enough to cover it all.

Does your policy include New for Old replacement?

This is offered as standard with most (but not all) contents policies now, but it is still worth checking. It means if an item needs replacing you will receive a similar but new product to the old item, rather than the value of the old one.

What excess are you able to pay?

When you make a claim on your insurance policy you will have to pay an excess. This normally comes in two parts: a compulsory excess and a voluntary excess. The compulsory part is set by your insurer whereas the voluntary part is set by you. The higher the voluntary excess, the lower your monthly premiums will be.

Does your building have a special feature?

Some buildings, such as listed buildings and buildings with a flat or thatched roof may not be covered by standard insurance. You will thus need to look for specialist cover that matches your needs.

Compare Over 40+ Home Insurers

  • One short form to complete
  • Compare UK home & contents providers
  • Find a policy to suit your needs!

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