Santander Home Insurance

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Insurance Offered
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Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1 million cover if you need to rebuild your home
Contents Insurance
Choose up to £100,000 for your contents cover
Special Features
Get a 9% discount when you buy your home insurance online*. With Defaqto 5 Star rated cover for the fifteenth year running, our cover is one of the highest quality. 24/7 UK emergency helpline
Alternative Accommodation
*Customers buying online receive a 9% discount, excludes Home Emergency & Home Legal Expenses
Home Insurance
Get a quote in less than five minutes
Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance


Compare Santander Home Insurance

Santander offer a range of home insurance options administered and underwritten by Aviva Insurance Limited. They currently offer a 10% cashback deal for 1|2|3 World and Santander Select customers.

With Santander you can receive:

  • Buildings cover
  • Contents cover
  • Joint buildings and contents cover
  • Various additional cover options (including Legal Services and Home Emergency Cover)

Choosing a Santander home insurance policy

Santander offer two main levels of insurance:

  • Defaqto 5 Star rated unlimited buildings and contents cover
  • Defaqto 3 Star rated contents cover up to £25,000 (for properties with 3 or fewer bedrooms)

With Santander home insurance you can take advantage of the following:

  • Unlimited buildings cover (for loss or damage to a property e.g. from fire, storm or flood)
  • Contents cover (for loss or damage to your belongings in the home e.g. from theft or fire)
  • Accidental damage cover included as standard with contents insurance for damage to televisions and DVD players
  • Accidental damage cover included as standard with buildings insurance for damage to fixed glass and sanitary ware
  • No interest charged if you pay your premiums monthly by Direct Debit

Optional extra cover

For an additional fee, you can choose various types of optional extra cover with Santander home insurance to give you a policy tailored to your needs.

Personal belongings cover

This provides a wider level of cover for your personal belongings, pedal cycles, money and credit cards for losses or damage in and away from the home, anywhere in the world.

Extra accidental damage cover

This provides additional cover for accidents around the home. This includes things such as wine spilt on a carpet or sofa (if you have contents cover) or putting your foot through a ceiling when carrying out DIY (if you have buildings cover).

Legal services cover

This can provide a lawyer and up to £50,000 in legal costs to pursue or defend disputes in court.

Home emergency cover

This provides up to £1,000 per claim to cover parts, labour and VAT for an approved tradesperson to carry out repairs if there’s an emergency in your home covered by the policy.

What is a home insurance excess?

When you make a claim on your home insurance, you will need to pay an excess. This is a fixed amount that is deducted from the amount the insurer pays out on your claim. So, for example, if you make a claim for £500 and your excess is £50, you will only receive £450.

There are normally two parts to an excess: a compulsory excess and a voluntary excess. The compulsory excess will be set by your insurance provider, while you will choose the amount of the voluntary excess.

The higher you set your voluntary excess, the more you will have to pay when you make a claim, but the less you will pay in monthly premiums and the fewer restrictions there are likely to be around making a claim.