CIS Home Insurance

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Insurance Offered
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Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
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Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

CIS Home Insurance

CIS have rebranded as Co-operative. They offer a comprehensive level of cover but remain flexible, allowing you to choose between contents cover, buildings cover or both. They also offer a range of extra options to choose from to help you build a comprehensive home insurance plan that works for you.

Some of the advantages include:

  • 50% off contents cover – when you buy buildings and contents insurance together.
  • Co-op members get an exclusive price on home insurance plus £50 of Co-op Food vouchers
  • The option to choose your own excess – choose a higher excess to make your premium lower (some exclusions apply)
  • Dedicated 24/7 claims line for members
  • Up to £50,000 legal expenses cover – included as standard
  • 24-hr legal advice help line

Co-operative Home Insurance Features

Buildings

  • Up to £500,000 buildings cover for loss or damage after specific events like fire, flooding, storms etc.
  • Property owner’s liability up to £2,000,000 plus legal costs
  • Loss or rent and alternative accommodations costs up to £20,000
  • Accidental breakage of fixed glass in doors, windows, greenhouses etc.
  • Accidental damage to underground pipes, drains and cables
  • Cover for outbuildings such as sheds, garages and greenhouses
  • Architects and surveyors costs covered
  • Legal expenses up to £50,000

Contents

  • Your contents are insured up to the amount you choose
  • New for Old replacement on your items
  • Theft from outbuildings covered up to £2,000
  • Personal and occupier’s liability up to £2,000
  • Tennant’s liability up to 20% of the sum insured
  • Personal money in the home is covered up to £250 and the fraudulent use of credit ards is also covered up to £250
  • Contents in the garden are covered up to £500
  • Food in the freezer is covered up to £1000
  • Replacement of locks and missing keys up to £500
  • Accidental damage of technology and accidental breakage of mirrors, fixed glass in furniture and ceramic hobs is included
  • Student’s belongings protected up to £5000
  • Fatal injury in the home up to £5000

Optional Extras

On top of your standard cover, you can also add a range of extra add-ons to provide cover for everything you need protected.

Home Emergency cover with HomeRescue Plus

This covers you up to £250 including VAT for certain emergency repairs

Personal Possessions cover

This optional extra allows you to insure your possessions outside of the home

Additional Contents Accidental Damage cover

This optional extra will protect you further for damage such as spilt paint on your carpet or furniture

Additional Buildings Accidental Damage cover

This optional extra will protect you further against DIY accidents such as drilling through a pipe or cable

What is an excess?

Many insurance policies require you to pay out an amount of excess. An excess is the sum you have to pay when you claim on your insurance. Normally, the cheaper the insurance the higher the excess or more restrictions are applied when it comes to claiming.

There are two kinds of excess: a compulsory excess and a voluntary excess.

A compulsory excess is set by your insurance and you must pay this when making a claim. A voluntary excess is set by yourself and is intended to give you some flexibility over whether you pay more in monthly premiums or more when making a claim. The higher your voluntary excess, the lower your monthly premiums and vice versa.