Swinton Home Insurance
Compare Swinton Home Insurance With UK Market
- *Based on 10% of Admiral tier Instaquote building and contents combined customers between July and December 2020 paid from £115
- Choose from three levels of cover: Admiral, Gold or Platinum
- Unlimited buildings cover
- Up to £150,000 contents cover
- Bicycle cover (under £350)
- Optional additional cover including bicycle cover worth more than £350, high value items and personal possessions
- Optional extras including Family Legal Protection, Home Emergency Cover, Boiler Emergency Cover and Accidental Damage Cover
- 24 hour emercny helpline
- Moneyfacts’ Home Insurance Provider of the Year, Moneyfacts’ highest five star rating, Insurance Choice Awards Best Home Insurance Provider 2019
- Admiral.com Home Insurance is rated 9.1 out of 10 based on 4084 Revoo reviews from the last 12 months
- 20 million policies: Over the past 28 years, the Admiral Group has served millions of policies to our vast customer base.
Cover for your property, possessions and more.
Damage to your property and possessions
- Caused by events such as fire, theft, subsidence and flooding
- Includes damage to garages and outbuildings and their contents
Cost of alternative accommodation (including loss of rent)
- We’ll pay for accommodation if your home can’t be lived in due to damage covered by your policy
- And if you’re a landlord, we’ll also cover you for any lost rent while the property is uninhabitable
Liability protection for injuries or property damage
- If you’re legally liable as the homeowner or occupier or if you’re an employer of domestic services (eg a cleaner)
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Wet rot, dry rot or frost damage
- Damage that’s been caused over time
- Fences, gates or hedges damaged in a storm
- Claims for poor workmanship or faulty design
Take a look at our policy wording for full details of what’s not covered.
* Excludes Home Emergency and Home Legal expenses
- Comparing quotes from a range of providers lets you find the best deal at the best price, with the add-ons you need
- Quickly compare home insurance quotes
- We’ll show you which home insurance quotes are the cheapest along with claims experience, a quality score, home emergency cover and cover level
- Once you’ve found a policy that suits your needs, you can call or click through to apply for your home insurance policy directly with the insurer
- *51% of consumers could save up to 41.70%, or £90.17. Consumer Intelligence, November 2019
- Save £££’s online with our home insurance policies
- Buildings, contents or combined insurance available
- Add on optional extras
- Low prices with great value insurance
- Flexible, comprehensive home insurance
- CCJ’s, bankruptcy or offenders acceptable
- Cover available for vacant property
- Non standard construction insurance available
- 9 out of 10 customers rate overall claims service as excellent
What do I need to get a quote?
Getting a home insurance quote normally takes about 8 minutes. But having the following at hand could speed things up:
Your property’s build date: you can find the actual date in your mortgage survey or home buyer’s report
The date you bought your house or when you moved in.
Locks and alarms: Confused provide useful lock pictures to help you find which locks you have fitted.
Details and cost of any claims in the last five years: This’ll be stated in your renewal documents. Alternatively contact your previous insurer.
The rebuild cost of your house: Confused will often fill this in for you. But you can also calculate it yourself, or hire a chartered surveyor to carry out an assessment.
The total cost of your personal belongings: If you don’t know this, you can use the Confused.com contents calculator.
The details of any items you wish to insure that are worth over £1,000.
Roof type: Which materials are used on your roof – such as asphalt shingle, tile, slate or thatched.
What does home insurance cover?
Home insurance falls into 3 categories – buildings, contents and combined buildings and contents insurance policies.
Buildings insurance covers the bricks and mortar of your home, and contents insurance covers your belongings. Typically, contents are anything you can pack up and take with you if you move home, such as furniture, clothes, and TVs.
Combined buildings and contents insurance policies can help reduce the cost of home insurance, but they’re usually only suitable if you own your home. They insure your property against damage, but also cover your belongings under the same insurance policy.
You can compare all three policy types through Confused.com.
You can also add optional extras to your policy, such as home emergency cover and legal cover – however, some providers might include these as standard. Accidental damage cover is another extra worth considering, as it covers unintentional one-off incidents that harm your property or its contents.
For example, putting your foot through the floor when you’re up in the loft, or spilling red wine on the carpet.
- Cheaper insurance based on what you actually own – Every policy includes a free video survey with one of our accredited surveyors – meaning that in just 15 minutes, you’ll have an accurate figure of the exact level of cover you need
- Quick and easy claims – for items under £5,000 the survey will also serve as proof of ownership – meaning smoother, faster claims
- Get a quote in 60 seconds
- Your data is protected by bank and government grade technology, ensuring the highest levels of security and privacy. Your data will never be shared without your consent
- No cancellation fees
- No administration fees to make changes
- 24/7 UK based claims service
- Contents cover can include bicycle & gadget cover
- Damaged items get replaced with new
- Underwritten by Great Lakes, a fully owned subsidiary of Munich Re Group who are one of the world’s leading reinsurers
Swinton Home Insurance
Swinton Insurance offer both buildings and contents cover for homeowners, renters and landlords. They also offer a number of optional extra types of cover to help you build a personalised home insurance policy that perfectly fits your needs.
Choosing a Swinton home insurance policy
Swinton offer flexible cover for your home and its contents. They offer policies at two levels: the affordable Swinton Classic cover and the more comprehensive Swinton Premier cover. Which offers the best deal for you will depend on your requirements and personal circumstances.
Swinton home insurance offers a variety of features as standard:
- ock and key cover, up to £1000
- Freezer contents cover, up to £1000
- Garage and outbuildings cover
- New for Old replacement
- Non-portable home entertainment items covered against accidental damage
- 12 month guarantee on work carried about insurer approved contractors
- Download digital information
Swinton Classic cover
With Swinton Classic cover you can benefit from:
- Alternative accommodation cover (Buildings) up to £35,000 (Contents) up to £10,000
- Theft from outbuildings covered up to £2,500
- Office equipment protected up to £5,000
- Legal Protection can be added as an extra option
Swinton Premier cover
Swinton Premier policy-holders can take advantage of:
- Alternative accommodation cover (Buildings) up to £75,000 (Contents) up to £20,000
- Theft from outbuildings covered up to £5,000
- Office equipment protected up to £10,000
- Garden Cover up to £2,500
- Legal protection, up to £100,000
- Matching sets cover, the whole set will be placed if the damage item can’t be
- Student accommodation, your family’s items protected in their accommodation up to £5,000
- Cover for your shopping while you’re taking it home
- A 10% increase on your contents one month before and after
You can also add the options below onto Swinton Classic and Premier cover:
Extended Accidental Damage
This provides you with even more cover against accident at home, including damage to your tablets, laptops and mobile phones.
Personal Possessions Cover
Provides you with cover for theft, loss or damage to your valuables and gadgets wherever you are in the world.
Home Emergency Cover
Covering you for a wide range of emergencies that can occur at home.
Details you will need when applying for Home Insurance
Being prepared for applying for home insurance can speed up the whole process. Your answers could affect your policy options as listed buildings and buildings with special feature such as thatched roofs may not be covered by a standard policy.
Below are some examples of the information you will need to hand when applying.
- The age of the property
- Whether or not it’s a listed building
- The type of property. For example, a bungalow, town house, maisonette or semi-detached house etc.
- Whether you’re renting or own the property
- Whether the property is used for business?
- Who is living there, whether it’s just you and your family, or anyone else?
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