Tesco Home Insurance

Tesco Home Insurance

Compare Home Insurance Deals

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Buy online and save 35%*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier. Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £150k contents cover
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accomodation

You can sleep easy with home insurance that includes…

£ 25% online discount for new customers (excludes Home Emergency and Home Legal expenses)

Award rosette 12-month warranty on all repairs when you use our recommended repairer service

£ 24-hour UK emergency helpline, if you need help in a hurry

Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Pay monthly at no extra cost (0% APR Representative) No hidden admin fees Low standard excess of just £45
Alternative Accomodation

Age UK Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

Is Tesco home insurance right for you?

Tesco offer home insurance through their Tesco Bank brand. They offer both buildings and contents cover which can be bought separately or as a joint policy. Tesco Bank offers a discount on home insurance policies for Tesco Clubcard customers and a 10% discount for new customers who buy online.

Choosing a Tesco home insurance policy

Tesco Bank Home Insurance is Defaqto 5 Star rated and comes with a range of standard features, including unlimited buildings cover. You can also customise your policy with additional features to create a more comprehensive policy that matches your needs.

Buildings insurance

With Tesco buildings insurance you can enjoy:

  • Unlimited buildings cover
  • One year guarantee on home repairs which will be carried out by insurer-appointed builders
  • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
  • Burst pipes and blocked sewer pipes are covered for repairs up to £5,000
  • They will provide replacement locks if your house keys are lost or stolen
  • Alternative accommodation up to £50,000 if your home requires repairs

Contents insurance

Tesco contents insurance customers can benefit from:

  • Up to £75,000 new for old contents cover, as standard. This can be increased to £100,000
  • Alternative accommodation up to £15,000 if your home isn’t safe to live in
  • Accidental damage on home entertainment equipment as standard
  • Garden contents are covered up to £1,500, items such as barbecues and lawnmowers are included
  • Digital cover for legal downloads and more, up to £2,000
  • If your freezer fails, they will cover the cost of replacing your food, up to £1,000

Optional extras

Tesco home insurance customers can add the following optional extras to their cover:

  • Extended Accidental Damage Cover (provides extra protection from accidents)
  • Away from Home Contents Cover (covers your possessions when taken out of the home)
  • Bicycle Protection (covers your bike away from home)
  • Home Emergency Cover (24-hour cover for a range of emergency situations)
  • Family Legal Guard (covers legal expenses & access to a legal helpline)

What is the Difference between New for Old cover and Indemnity cover?

The phrase ‘new for old’ is frequently mentioned in insurance policies but what does it mean? If you make a home insurance claim then it will be settled either on a new for old basis or an indemnity basis.

If you’re offered new for old cover, the insurer will either pay the full cost of repairing damaged items or will pay to replace them with equivalent new items, if they’re stolen or destroyed.

However, Indemnity policies will deduct an amount for wear, tear and depreciation of the item from the claim money.

While it’s likely that an indemnity policy might be cheaper than new for old cover, it might be counter-productive if you need to make a claim and could end up costing you more.