Tesco Home Insurance

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Insurance Offered
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Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
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Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Tesco Home Insurance

Tesco offer home insurance through their Tesco Bank brand. They offer both buildings and contents cover which can be bought separately or as a joint policy. Tesco Bank offers a discount on home insurance policies for Tesco Clubcard customers and a 10% discount for new customers who buy online.

Choosing a Tesco home insurance policy

Tesco Bank Home Insurance is Defaqto 5 Star rated and comes with a range of standard features, including unlimited buildings cover. You can also customise your policy with additional features to create a more comprehensive policy that matches your needs.

Buildings insurance

With Tesco buildings insurance you can enjoy:

  • Unlimited buildings cover
  • One year guarantee on home repairs which will be carried out by insurer-appointed builders
  • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
  • Burst pipes and blocked sewer pipes are covered for repairs up to £5,000
  • They will provide replacement locks if your house keys are lost or stolen
  • Alternative accommodation up to £50,000 if your home requires repairs

Contents insurance

Tesco contents insurance customers can benefit from:

  • Up to £75,000 new for old contents cover, as standard. This can be increased to £100,000
  • Alternative accommodation up to £15,000 if your home isn’t safe to live in
  • Accidental damage on home entertainment equipment as standard
  • Garden contents are covered up to £1,500, items such as barbecues and lawnmowers are included
  • Digital cover for legal downloads and more, up to £2,000
  • If your freezer fails, they will cover the cost of replacing your food, up to £1,000

Optional extras

Tesco home insurance customers can add the following optional extras to their cover:

  • Extended Accidental Damage Cover (provides extra protection from accidents)
  • Away from Home Contents Cover (covers your possessions when taken out of the home)
  • Bicycle Protection (covers your bike away from home)
  • Home Emergency Cover (24-hour cover for a range of emergency situations)
  • Family Legal Guard (covers legal expenses & access to a legal helpline)

What is the Difference between New for Old cover and Indemnity cover?

The phrase ‘new for old’ is frequently mentioned in insurance policies but what does it mean? If you make a home insurance claim then it will be settled either on a new for old basis or an indemnity basis.

If you’re offered new for old cover, the insurer will either pay the full cost of repairing damaged items or will pay to replace them with equivalent new items, if they’re stolen or destroyed.

However, Indemnity policies will deduct an amount for wear, tear and depreciation of the item from the claim money.

While it’s likely that an indemnity policy might be cheaper than new for old cover, it might be counter-productive if you need to make a claim and could end up costing you more.