Halifax Home Insurance

Compare Halifax Home Insurance

Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Five star rated Platinum Home Insurance.
(Moneyfacts Home Insurance 2018). Choose from three levels of cover, covering some or all of: home emergency, boiler cover, family legal protection, accidental damage on both buildings and contents, personal possessions, bicycles, matching items, trace and access. Plus add optional extras. 24-hour Emergency Helpline

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UK's number 1 rated home insurance provider. We compare policies from leading providers as well as our own to find you the right cover. Prices fixed for 2 years

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

What is Home Insurance and why do I Need it?

An emergency situation at home cannot be anticipated and so people are rarely financially prepared for when their property is subject to an accident, adverse weather damage, a fire or theft. Building repairs are expensive and with most properties holding approximately £25,000 of contents, home insurance is a good way to be ready for the worst. Home Insurance is generally separated in to buildings and content cover. 

You can normally purchase these policies together as one joint cover plan from most providers or you can purchase them separately.  Buildings insurance will cover the structure of your building and will include the walls, windows, floors and ceilings; it will also include the fixed amenities in your household, such as the bathroom and kitchen suites. Contents insurance will cover your personal items, including jewellery, as well as your electronics, carpets, curtains etc.

Halifax Home Insurance Review

Halifax offer a unique option for their policies in that you can choose what you cover to include in your policy depending on your needs.  They also offer a range of incentives. 

  • You can receive a 10% discount on insurance policies if you’re an Halifax online banking customer, plus £50 cashback 
  •  If you’re not a Halifax online banking customer then you can still get £50 cashback. When you buy a combined buildings and contents policy, hold it for 70 days and pay your first premium you will receive the reward 
  •  No insurance is charged on monthly installments 

You can choose between two levels of insurance cover: 

Home Insurance

You can personalise this policy by selecting your ideal cover limits and excesses, and additional cover options, such as: 

  • Accidental Damage Cover
  • Outbuildings Cover 
  • Contents In Outbuildings And In The Open Cover 
  • Personal Belongings Away From The Home Cover
  • Pedal Cycle Cover
  • Students' Contents Away From Home Cover 
  • Legal Expenses Cover
  • Home Emergency Cover 

Home Insurance Ultimate

Their second policy options is equally customisable but comes with higher limits and more cover as standard, including: 

  •  Unlimited Buildings Insurance 
  •  Unlimited Contents Insurance 
  •  Unlimited Accidental Damage Cover
  • Unlimited Outbuildings Cover 
  • Unlimited Replacement Locks and Keys Cover, with no excess to pay 
  • Contents in outbuildings covered up to £10,000, and in the open up to £2,000
  • Generous alternative accommodation cover limits 

Details you will need when applying for Home Insurance 

Being prepared for applying for home insurance can speed up the whole process. Your answers could affect your policy options as listed buildings and buildings with special feature such as thatched rooves may not be covered by a standard policy.  Below are some examples of the information you will need to hand when applying. 

  1. The age of the property 
  2. Whether or not it’s a listed building 
  3. The type of property. For example, a bungalow, town house, maisonette or semi-detached house etc. 
  4. Whether you’re renting or own the property 
  5. Whether the property is used for business? 
  6. Who is living there, whether it’s just you and your family, or anyone else?