Norwich Union Home Insurance

Compare Norwich Union Home Insurance With UK Market

Norwich Union Home Insurance

Norwich Union Home Insurance becomes Aviva Home Insurance

Norwich Union was rebranded as Aviva – the name of the parent company that owned Norwich Union following the former building society’s demutualisation in 1997. The rebranded company continues to offer a range of competitive home insurance policies for customers across the UK.

Choosing a home insurance policy from Aviva

Aviva offer a range of home insurance policy options designed to meet your personal requirements.

These include:

• Buildings insurance
• Contents insurance
• Joint buildings and contents insurance
• Renters insurance
• Landlord insurance

Which of these policy types suits you will depend on whether you are a homeowner, renter or landlord. As a homeowner, you will be responsible for insuring your own building and contents, and having buildings insurance will almost certainly be a condition of your mortgage.

As a renter you are only responsible for insuring your own possessions, because it is your landlord’s responsibility to cover the building. The reverse is true for landlords.

Alongside these standard policies, you can also add optional extras, including Home Legal Services cover, which can fund legal action when pursuing or defending claims relating to your home or other issues, including boundary disputes, personal injury and employment disputes.

Choosing an Aviva (Norwich Union) home insurance policy

Aviva home insurance policy-holders can benefit from:

• Defaqto 5 star rated cover
• Home Emergency Cover (response time of under 2 hours to secure your home after a break-in)
• Standard contents cover up to £50,000 (can be increased up to £250,000 depending on property & postcode)
• New for Old replacement
• Accidental damage cover for home entertainment equipment
• A UK-based claims team which operate 365 days a year, 24 hours a day
• Legal and tax helpline
• Owner’s/Occupier’s liability
• Alternative accommodation found and covered if your home is undergoing repairs
• Contents insurance includes garden possessions

Optional Extras

Aviva offer a range of optional add-ons to provide additional cover that gives you comprehensive home insurance that perfectly matches your needs.

Options include:

• Accidental damage
• Protected no claims discount
• Personal belongings cover (in and away from home)
• Home emergency
• Legal services
• Pedal cycles option
• Additional garden cover

Useful to Know

When considering Aviva home insurance, please bear in mind:

• There is a cancellation fee
• You can pay annually or in instalments but interest is charged on payments via instalment

Questions to ask when choosing home insurance

Here are a few things to consider when looking for an insurance policy to suit you.

Is your property specialist?

If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover.

Do you need buildings and content cover?

While it’s generally advised that you take out both, it does depend on your individual circumstances. Insurance providers often provide individual policies as well as joint policies.

Does the policy provide enough cover?

All policies have their limits so you need to make sure that your home is covered for the rebuild value rather than the market value. It is also worth costing your contents to make sure your chosen policy will be enough to cover it all.