Prudential Home Insurance

Prudential Home Insurance

Compare Home Insurance Deals

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £150k contents cover
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Get Churchill Home insurance from £100*. Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*30% of customers paid this price or less for combined buildings and contents policies between 20th January & 20th July 2018. Excludes optional extras and Home Plus policies
Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Pay monthly at no extra cost (0% APR Representative) No hidden admin fees Low standard excess of just £45
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

Is Prudential home insurance right for you?

Prudential offers home insurance in partnership with Churchill Insurance, providing customers with a range of policy options to suit their personal requirements.

Prudential/Churchill home insurance customers can choose from:

  • Buildings insurance
  • Contents insurance
  • Joint buildings and contents insurance

Which type of policy you need will usually depend on whether you are a homeowner, renter or landlord. Homeowners will usually want both buildings and contents insurance, most renters just need contents cover and landlords generally just need buildings cover.

Policy-holders can also choose from a number of optional extras to give you a tailored policy which covers everything you need.

Choosing a Prudential home insurance policy

Prudential/Churchill offer two levels of home insurance: Home Insurance and Home Plus.

Please note: Both policies offer cover for contents in the garden, including plants and landscaping and loss or theft of house keys.

Churchill Home Insurance (via Prudential)

This covers all of the essentials at an affordable price. Customers can choose buildings and contents insurance individually or as a joint policy with Churchill Home Insurance.

Buildings cover

Policy holders can claim:

  • Cover up to £1million
  • Alternative accommodation costs up to £25,000
  • £5,000 to trace and access leaks
  • £2million property owner’s liability
  • Accidental damage cover (optional)

Contents cover

Policy holders can benefit from:

  • Cover up to £50,000
  • Claims of up to £2,000 per item
  • £15,000 for alternate accommodation costs
  • £5,000 for the cost of temporarily moving contents from your home
  • £2million personal liability cover
  • £5million employers liability
  • Accidental damage cover (optional)

Churchill Home Plus (via Prudential)

This offers more comprehensive cover for an additional cost. Customers can choose buildings and contents insurance individually or as a joint policy with Churchill Home Plus.

Buildings cover

Policy holders can claim:

  • Unlimited cover
  • Alternative accommodation costs up to £50,000
  • £10,000 to trace and access leaks
  • £5million property owner’s liability
  • Accidental damage cover as standard
  • Matching sets and suits cover (replaces a whole set if one piece is damaged)

Contents cover

Policy holders can benefit from:

  • Cover up to £100,000
  • Claims of up to £4,000 per item
  • £30,000 for alternate accommodation costs
  • £10,000 for the cost of temporarily moving contents from your home
  • £5million personal liability cover
  • £10million employers liability
  • Accidental damage cover as standard
  • Matching sets and suits cover (replaces a whole set if one item is damaged)

Personal Possessions Cover

The following can be purchases as optional extra add-ons to Home Insurance policies and are included as standard with Home Pluspolicies.

Cover for items outside the home

Home Insurance customers can choose to cover items outside the home up to £2,500 for an additional fee.

Home Plus customers get £5,000 cover for items outside the home as standard.

Money

Home Insurance customers can cash up to £500 for an additional fee.

Home Plus customers get £1,000 cover for cash as standard.

Bicycles

Home Insurance customers can choose up to £500 cover per bicycle for an additional fee.

Home Plus customers get £1,000 cover per bicycle as standard.

Legal expenses cover

Home Insurance customers can get up to £100,000 legal expenses cover for an additional fee.

Home Plus customers get £100,000 legal expenses cover as standard.

Home emergency cover

Home Insurance customers can choose to cover themselves in the event of home emergencies up to £500 per callout for an additional fee.

Home Plus customers get this cover as standard with their policy.