Legal & General Home Insurance

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Unlimited buildings cover to rebuild your home (eligibility criteria applies)
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From £50,000 up to £150k contents cover (depending on policy)
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If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
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Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
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Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
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John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
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Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
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Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
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Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
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Moneysupermarket Home Insurance Comparison

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No Limit
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Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
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Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
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Compare cheap buildings and contents insurance. You could save up to £107*
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*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
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Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
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Buzzvault Home Insurance

 

Legal & General Home Insurance

Legal & General home insurance provides comprehensive cover for your home and/or possessions depending on your personal requirements. Legal & General offer a range of policy options so you can build a home insurance plan that suits you, including buildings insurance, contents insurance and joint buildings and contents insurance.

Policy-holders can take advantage of the following:

  • The choice to pay monthly or annually
  • UK-based call centres
  • A 24-hour legal and domestic helpline
  • An online payment portal for fast, easy policy renewals

Choosing a Legal & General home insurance policy

Legal & General understands that not everyone wants the same thing from their home insurance policy. That’s why they offer two levels of cover: Essential and Extra. This allows you to choose a policy that protects everything you need at an affordable price. You can also choose from several additional cover options to help build a truly comprehensive insurance policy.

Essentials Home Insurance

Legal and General Home Insurance Essentials allows you to cover the basics on a budget. This policy covers you against all the important essentials, like fire, flood and theft. Your contents and buildings are covered up to an amount based on the information you provide.

Features of Essentials Cover

  • Cover for theft of personal money in the home up to £100
  • Replacement locks if keys are stolen up to £500
  • Theft from outbuildings is covered up to £1,000
  • 24 hour emergency helpline

Extra Home Insurance

Extra provides you with more comprehensive cover against a wider range of risks than Legal and General’s Essentials policy. Your contents and buildings are covered up to a certain amount based on the details you provide.

Features of Extra Cover

  • 24 hour call out for home emergencies
  • Cover for extended accidental damage (includes mishaps such as banging a nail through a pipe [buildings cover] or spilling red wine on your carpet [contents cover])
  • Contents in your garden are covered up to £1,000
  • Home emergency cover up to £150
  • Trace and access of leaks covered up to £5,000
  • Freezer contents protected up to £1,000

Additional Cover

Legal and General allow you to add optional extras to your home insurance policy, offering comprehensive protection tailored to your needs. Optional add-ons include: Extended Accidental Damage cover, Personal Possessions cover and Family Legal Protection

What is an excess?

Legal and General require you to pay an excess when claiming on your policy. This is a fixed fee you must pay every time you make a claim. There are two types of excess you need to be aware of: compulsory and voluntary.

compulsory excess is set by your policy-provider, whereas a voluntary excess is set by you. The benefit of choosing a higher voluntary excess is that you will pay lower monthly premiums and generally have fewer restrictions when making a claim. However, this will make it more expensive if you do need to make a claim.