Legal & General Home Insurance

Legal & General Home Insurance

Compare Home Insurance Deals

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

Confused.com guarantee to beat your home insurance renewal, or get the difference plus £20*

*T&Cs apply

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
5 Star home insurance from just £99. 25% online discount for new customers *
Alternative Accommodation
Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Get Churchill Home insurance from £100*. Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*30% of customers paid this price or less for combined buildings and contents policies between 20th January & 20th July 2018. Excludes optional extras and Home Plus policies
Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
'Get you home service' after an accident - up to £250 and a 24-hour legal helpline
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

Legal & General Home Insurance

Legal & General home insurance provides comprehensive cover for your home and/or possessions depending on your personal requirements. Legal & General offer a range of policy options so you can build a home insurance plan that suits you, including buildings insurance, contents insurance and joint buildings and contents insurance.

Policy-holders can take advantage of the following:

  • The choice to pay monthly or annually
  • UK-based call centres
  • A 24-hour legal and domestic helpline
  • An online payment portal for fast, easy policy renewals

Choosing a Legal & General home insurance policy

Legal & General understands that not everyone wants the same thing from their home insurance policy. That’s why they offer two levels of cover: Essential and Extra. This allows you to choose a policy that protects everything you need at an affordable price. You can also choose from several additional cover options to help build a truly comprehensive insurance policy.

Essentials Home Insurance

Legal and General Home Insurance Essentials allows you to cover the basics on a budget. This policy covers you against all the important essentials, like fire, flood and theft. Your contents and buildings are covered up to an amount based on the information you provide.

Features of Essentials Cover

  • Cover for theft of personal money in the home up to £100
  • Replacement locks if keys are stolen up to £500
  • Theft from outbuildings is covered up to £1,000
  • 24 hour emergency helpline

Extra Home Insurance

Extra provides you with more comprehensive cover against a wider range of risks than Legal and General’s Essentials policy. Your contents and buildings are covered up to a certain amount based on the details you provide.

Features of Extra Cover

  • 24 hour call out for home emergencies
  • Cover for extended accidental damage (includes mishaps such as banging a nail through a pipe [buildings cover] or spilling red wine on your carpet [contents cover])
  • Contents in your garden are covered up to £1,000
  • Home emergency cover up to £150
  • Trace and access of leaks covered up to £5,000
  • Freezer contents protected up to £1,000

Additional Cover

Legal and General allow you to add optional extras to your home insurance policy, offering comprehensive protection tailored to your needs. Optional add-ons include: Extended Accidental Damage cover, Personal Possessions cover and Family Legal Protection

What is an excess?

Legal and General require you to pay an excess when claiming on your policy. This is a fixed fee you must pay every time you make a claim. There are two types of excess you need to be aware of: compulsory and voluntary.

compulsory excess is set by your policy-provider, whereas a voluntary excess is set by you. The benefit of choosing a higher voluntary excess is that you will pay lower monthly premiums and generally have fewer restrictions when making a claim. However, this will make it more expensive if you do need to make a claim.