Liverpool Victoria Home Insurance

Compare LV Home Insurance With UK Market

Buildings Insurance

Up to £1m towards rebuilding costs with our Home policy (depending on level of cover)

Contents Insurance

Choose up to £150,000 for your contents cover

Special Features

Defaqto 5 Star rated Home insurance from £179*. 24/7 UK emergency helpline. Choose from our three levels of home insurance, Essentials, Home or Home Plus

Alternative Accommodation

*10% of customers paid £179 or less Oct ’23 – Mar ’24

More information on this product

What’s covered

Cover for your property, possessions and more.

Damage to your property and possessions

Caused by events such as fire, theft, subsidence and flooding
Includes damage to garages and outbuildings and their contents

Cost of alternative accommodation (including loss of rent)

We’ll pay for accommodation if your home can’t be lived in due to damage covered by your policy
And if you’re a landlord, we’ll also cover you for any lost rent while the property is uninhabitable

Liability protection for injuries or property damage

If you’re legally liable as the homeowner or occupier or if you’re an employer of domestic services (eg a cleaner)

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

Wet rot, dry rot or frost damage
Damage that’s been caused over time
Fences, gates or hedges damaged in a storm
Claims for poor workmanship or faulty design

Take a look at our policy wording for full details of what’s not covered.

Liverpool Victoria Home Insurance

Great value Defaqto 5 Star rated cover

We’re proud to be the UK’s most recommended insurer

£1m towards rebuilding costs with our Home policy
Choose up to £150,000 for your contents cover

Proud to be the UK’s most recommended insurer.

Accidental damage on Home and Home Plus cover for home entertainment equipment.

Awarded 5 Stars by Defaqto for features and benefits:

Buildings insurance cover
£1m towards rebuilding costs with our Home policy
£25,000 cover for somewhere else to stay, if needed
Accidental damage cover for your windows, toilets, baths and basins (Home and Home Plus policies only)
New locks and keys if your keys are stolen or lost
Contents insurance cover
Choose up to £150,000 for your contents cover
Accidental damage cover for your TVs, DVD players, games consoles and computers (Home and Home Plus policies only)
£1,000 cover for your digital downloads such as music and movies
Cover for your garden plants: £2500 with Home or £10,000 Home Plus

Compare LV Home Insurance

Buildings Insurance

Up to £1m towards rebuilding costs with our Home policy (depending on level of cover)

Contents Insurance

Choose up to £150,000 for your contents cover

Special Features

Defaqto 5 Star rated Home insurance from £179*. 24/7 UK emergency helpline. Choose from our three levels of home insurance, Essentials, Home or Home Plus

Alternative Accommodation

*10% of customers paid £179 or less Oct ’23 – Mar ’24

More information on this product

What’s covered

Cover for your property, possessions and more.

Damage to your property and possessions

Caused by events such as fire, theft, subsidence and flooding
Includes damage to garages and outbuildings and their contents

Cost of alternative accommodation (including loss of rent)

We’ll pay for accommodation if your home can’t be lived in due to damage covered by your policy
And if you’re a landlord, we’ll also cover you for any lost rent while the property is uninhabitable

Liability protection for injuries or property damage

If you’re legally liable as the homeowner or occupier or if you’re an employer of domestic services (eg a cleaner)

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

Wet rot, dry rot or frost damage
Damage that’s been caused over time
Fences, gates or hedges damaged in a storm
Claims for poor workmanship or faulty design

Take a look at our policy wording for full details of what’s not covered.

Home Insurance News

Avoid loyalty premiums: shop around for insurance urges Citizens Advice

How much is home insurance loyalty costing you?

Avoid being over- or under-insured on your home contents insurance

Home Insurance Providers