Royal Bank of Scotland Home Insurance

Royal Bank of Scotland Home Insurance

Compare Home Insurance Deals

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

Confused.com guarantee to beat your home insurance renewal, or get the difference plus £20*

*T&Cs apply

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
5 Star home insurance from just £99. 25% online discount for new customers *
Alternative Accommodation
Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Get Churchill Home insurance from £100*. Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*30% of customers paid this price or less for combined buildings and contents policies between 20th January & 20th July 2018. Excludes optional extras and Home Plus policies
Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
'Get you home service' after an accident - up to £250 and a 24-hour legal helpline
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

Royal Bank of Scotland Home Insurance

There are two kinds of home insurance: buildings and contents. Buildings insurance will cover the structure of your home, usually including the walls, roof, floors, doors and windows, so you could be eligible to make a claim if damage occurs to any of these.

Buildings insurance also includes permanent fixtures, such as bathroom suites, kitchen units and in-built wardrobes, as well as outbuildings like garages, sheds and greenhouses.

Contents insurance will cover the things that aren’t part of the structure of your home, usually including: Furniture, electronics, jewellery, freezer contents, carpets and curtains, and clothing. However, it does not cover wear and tear, intentional or accidental damage or damage caused by your pets.

Choosing an RBS home insurance policy

RBS offer three levels of home insurance: EssentialsStandard and Elite. This offer great cover at a range of price points to suit different needs and budgets.

RBS offer the following all of their policies:

  • A ‘no change to your premium’ incentive which fixes your premiums for 3 years
  • A 24/7 helpline, 365 days a year
  • Interest free monthly payments

Essentials Contents Insurance

Great option for people who really need the bare minimum of coverage at an affordable price. Ideal for renters.

  • This branch of insurance is suited to tenants and students.
  • Up to £14,000 of cover for your possessions
  • Loaned college material is covered up to £500 if lost or stolen, books are covered up to £200
  • You can top up your policy to include laptops, phones, bikes etc.
  • New for old replacement

Standard Home Insurance

A well-balanced policy aimed at homeowners which includes both buildings and contents insurance.

  • Buildings cover up to £1,000,000
  • Contents are covered up to £50,000
  • New for old replacement
  • Alternative accommodation cover up to £25,000 with buildings cover and up to £15,000 with contents cover
  • Accidental damage is included
  • Optional possessions cover and legal cover

Elite Home Insurance

A more comprehensive policy offering the very best cover for those looking for a little extra protection.

  • Unlimited cover for buildings
  • Contents are covered up to £100,000
  • New for old replacement and matching items replacement cover
  • Alternative accommodation up to £50,000 with buildings cover and up to £30,000 with contents cover
  • Accidental damage cover included
  • Family legal protection included up to £100,00
  • Personal possessions cover for items taken out of the home included

Applying for Royal Bank of Scotland home insurance

To speed up the process when applying for a home insurance policy with RBS, it is a good idea to have the following information to hand:

  • The age of the property
  • Whether or not it’s a listed building – this could affect the kind of policy you need to take out
  • The type of property. For example, a bungalow, town house, maisonette or semi-detached house etc.
  • Whether you’re renting or own the property
  • Whether the property is used for business?
  • Who is living there, whether it’s just you and your family, or anyone else?