Royal Bank of Scotland Home Insurance

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Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
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Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
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John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
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Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
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Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Royal Bank of Scotland Home Insurance

There are two kinds of home insurance: buildings and contents. Buildings insurance will cover the structure of your home, usually including the walls, roof, floors, doors and windows, so you could be eligible to make a claim if damage occurs to any of these.

Buildings insurance also includes permanent fixtures, such as bathroom suites, kitchen units and in-built wardrobes, as well as outbuildings like garages, sheds and greenhouses.

Contents insurance will cover the things that aren’t part of the structure of your home, usually including: Furniture, electronics, jewellery, freezer contents, carpets and curtains, and clothing. However, it does not cover wear and tear, intentional or accidental damage or damage caused by your pets.

Choosing an RBS home insurance policy

RBS offer three levels of home insurance: EssentialsStandard and Elite. This offer great cover at a range of price points to suit different needs and budgets.

RBS offer the following all of their policies:

  • A ‘no change to your premium’ incentive which fixes your premiums for 3 years
  • A 24/7 helpline, 365 days a year
  • Interest free monthly payments

Essentials Contents Insurance

Great option for people who really need the bare minimum of coverage at an affordable price. Ideal for renters.

  • This branch of insurance is suited to tenants and students.
  • Up to £14,000 of cover for your possessions
  • Loaned college material is covered up to £500 if lost or stolen, books are covered up to £200
  • You can top up your policy to include laptops, phones, bikes etc.
  • New for old replacement

Standard Home Insurance

A well-balanced policy aimed at homeowners which includes both buildings and contents insurance.

  • Buildings cover up to £1,000,000
  • Contents are covered up to £50,000
  • New for old replacement
  • Alternative accommodation cover up to £25,000 with buildings cover and up to £15,000 with contents cover
  • Accidental damage is included
  • Optional possessions cover and legal cover

Elite Home Insurance

A more comprehensive policy offering the very best cover for those looking for a little extra protection.

  • Unlimited cover for buildings
  • Contents are covered up to £100,000
  • New for old replacement and matching items replacement cover
  • Alternative accommodation up to £50,000 with buildings cover and up to £30,000 with contents cover
  • Accidental damage cover included
  • Family legal protection included up to £100,00
  • Personal possessions cover for items taken out of the home included

Applying for Royal Bank of Scotland home insurance

To speed up the process when applying for a home insurance policy with RBS, it is a good idea to have the following information to hand:

  • The age of the property
  • Whether or not it’s a listed building – this could affect the kind of policy you need to take out
  • The type of property. For example, a bungalow, town house, maisonette or semi-detached house etc.
  • Whether you’re renting or own the property
  • Whether the property is used for business?
  • Who is living there, whether it’s just you and your family, or anyone else?