M&S Home Insurance

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Home & Contents Insurance Offers!
Insurance Offered
Compare over 40 UK home insurance providers
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Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
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Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

M&S Home Insurance

Various policies exist which range from a basic cover of the structure of the property to also covering your content and liability coverage against accidents. Contents insurance will protect your possessions against theft or damage. Most families underestimate the sum total of their belongings with an average household containing possessions totaling approximately £25,000 or more. There are many providers of home insurance so make sure you look around for the one most suited to your needs.

M&S Home Insurance Review

  • Save 20% when you buy online – which includes renewals and optional extras
  • Defaqto 2016 5 star award

There are two cover options, standard or premier. All of the below are included in the standard and premier policies:

  •  Cover for your home and garden
  •  New for old cover on all replaced contents
  •  Pedal Cycle Cover at home
  •  Theft of damage of plants and cover for garden furniture and equipment as part of the contents insurance
  •  Replacement locks and keys
  •  Alternative accommodation – as part of your cover, you’ll be given somewhere to stay if your home is uninhabitable after serious damage
  •  Pay using monthly instalments at no extra cost
  •  Ability to change your excess
  •  Flexible claims, including cash or cash equivalent

You can also add legal expenses cover to either of the below policies:

Standard Home Insurance

Includes all of the above and:

  •  Buildings Cover – Up to £1,000,000
  •  Contents Cover – Up to £100,000
  •  Optional – Accidental damage.

Premier Home Insurance

Includes all of the above and:

  •  Buildings Cover – Unlimited
  •  Contents Cover – Unlimited (inner limits apply)
  •  Accidental damage – from paint spills on the carpet to knocking a nail through a pipe
  •  Storm damage to gates and fences
  •  Accidental damage to freezer contents. For example, in the case of a power cut.
  •  Protection of visitors’ belongings
  •  Students’ possessions are protected for when your children are at university or college
  •  A dependent relative’s possessions are protected when they’re in a residential care home.

Why do I need Home Insurance?

No one expects their home or contents to come to any damage and so very few people are financially prepared for an emergency or theft. Repairing your home or rebuying lost contents can be expensive so it can be a relief to know you’re covered given any eventuality. It’s important to work out whether you need both buildings and contents insurance as it is possible to take out a policy focusing on only one of these rather than a joint policy.

It’s also worth noting that some properties, such as listed buildings or buildings with thatched roofs, may require specialist cover and therefore, would not be covered by a standard policy. Make sure you always read the fine print of policies well as more and more companies are now excluding certain things which you may need.