M&S Home Insurance

M&S Home Insurance

Compare Home Insurance Deals

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

Confused.com guarantee to beat your home insurance renewal, or get the difference plus £20*

*T&Cs apply

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
5 Star home insurance from just £99. 25% online discount for new customers *
Alternative Accommodation
Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Get Churchill Home insurance from £100*. Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*30% of customers paid this price or less for combined buildings and contents policies between 20th January & 20th July 2018. Excludes optional extras and Home Plus policies
Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
'Get you home service' after an accident - up to £250 and a 24-hour legal helpline
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

M&S Home Insurance

Various policies exist which range from a basic cover of the structure of the property to also covering your content and liability coverage against accidents. Contents insurance will protect your possessions against theft or damage. Most families underestimate the sum total of their belongings with an average household containing possessions totaling approximately £25,000 or more. There are many providers of home insurance so make sure you look around for the one most suited to your needs.

M&S Home Insurance Review

  • Save 20% when you buy online – which includes renewals and optional extras
  • Defaqto 2016 5 star award

There are two cover options, standard or premier. All of the below are included in the standard and premier policies:

  •  Cover for your home and garden
  •  New for old cover on all replaced contents
  •  Pedal Cycle Cover at home
  •  Theft of damage of plants and cover for garden furniture and equipment as part of the contents insurance
  •  Replacement locks and keys
  •  Alternative accommodation – as part of your cover, you’ll be given somewhere to stay if your home is uninhabitable after serious damage
  •  Pay using monthly instalments at no extra cost
  •  Ability to change your excess
  •  Flexible claims, including cash or cash equivalent

You can also add legal expenses cover to either of the below policies:

Standard Home Insurance

Includes all of the above and:

  •  Buildings Cover – Up to £1,000,000
  •  Contents Cover – Up to £100,000
  •  Optional – Accidental damage.

Premier Home Insurance

Includes all of the above and:

  •  Buildings Cover – Unlimited
  •  Contents Cover – Unlimited (inner limits apply)
  •  Accidental damage – from paint spills on the carpet to knocking a nail through a pipe
  •  Storm damage to gates and fences
  •  Accidental damage to freezer contents. For example, in the case of a power cut.
  •  Protection of visitors’ belongings
  •  Students’ possessions are protected for when your children are at university or college
  •  A dependent relative’s possessions are protected when they’re in a residential care home.

Why do I need Home Insurance?

No one expects their home or contents to come to any damage and so very few people are financially prepared for an emergency or theft. Repairing your home or rebuying lost contents can be expensive so it can be a relief to know you’re covered given any eventuality. It’s important to work out whether you need both buildings and contents insurance as it is possible to take out a policy focusing on only one of these rather than a joint policy.

It’s also worth noting that some properties, such as listed buildings or buildings with thatched roofs, may require specialist cover and therefore, would not be covered by a standard policy. Make sure you always read the fine print of policies well as more and more companies are now excluding certain things which you may need.