Home Insurance Discount

It can be hard to know where to begin with sourcing home insurance, and with so many companies offering home insurance discounts it may seem like finding the right one for you is going to be a lengthy process. But we can help you to get the cheapest price on the cover you need – use the comparison services and tables to compare discounts and savings for applying online, and if you have a no claims discount that can save you money too.

Home insurance quotes can vary a great deal between companies, so it is important to know what cover you need and how much you can budget for. Some companies offer a discount on home insurance when you order online or if you purchase building and contents insurance together.

Among the mountains of home insurance discounts that are out there, you may want to think about these tips which could reduce your premiums:

• Make sure your home is protected by an adequate level of security devices.
• If you become a member of the neighbourhood watch campaign, you should inform insurers of this. Your risk of theft will be lower and therefore your premiums will be too.
• Make sure that your home is fitted with fire and smoke alarms.

Think carefully about the level of cover you want. Many insurance companies will offer some cover as optional extras to keep the cost down – don’t pay for cover you don’t need.

Think about whether it is worth claiming. If you damage something small that is inexpensive to fix, you may be better off replacing it yourself and not making a claim than losing your no claims discount. Check the exclusions section of the policy, to make sure you get the cover you need. Because there are so many insurance providers who offer home insurance discounts, it is worth comparing quotes and evaluating the benefits of each.