Home Insurance Discount

It can be hard to know where to begin with sourcing home insurance, and with so many companies offering home insurance discounts it may seem like finding the right one for you is going to be a lengthy process. But we can help you to get the cheapest price on the cover you need - use the comparison services and tables below to compare discounts and savings for applying online, and if you have a no claims discount that can save you money too:

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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare - Latest Home Insurance Deals
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Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Five star rated Platinum Home Insurance.
(Moneyfacts Home Insurance 2018). Choose from three levels of cover, covering some or all of: home emergency, boiler cover, family legal protection, accidental damage on both buildings and contents, personal possessions, bicycles, matching items, trace and access. Plus add optional extras. 24-hour Emergency Helpline

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UK's number 1 rated home insurance provider. We compare policies from leading providers as well as our own to find you the right cover. Prices fixed for 2 years

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Home insurance quotes can vary a great deal between companies, so it is important to know what cover you need and how much you can budget for. Some companies offer a discount on home insurance when you order online or if you purchase building and contents insurance together.

Among the mountains of home insurance discounts that are out there, you may want to think about these tips which could reduce your premiums:

  • Make sure your home is protected by an adequate level of security devices.
  • If you become a member of the neighbourhood watch campaign, you should inform insurers of this. Your risk of theft will be lower and therefore your premiums will be too.
  • Make sure that your home is fitted with fire and smoke alarms.

Think carefully about the level of cover you want. Many insurance companies will offer some cover as optional extras to keep the cost down – don't pay for cover you don't need.

Think about whether it is worth claiming. If you damage something small that is inexpensive to fix, you may be better off replacing it yourself and not making a claim than losing your no claims discount. Check the exclusions section of the policy, to make sure you get the cover you need. Because there are so many insurance providers who offer home insurance discounts, it is worth comparing quotes and evaluating the benefits of each.